Reference

Legal Terms Before You Open Account

Our legal page gives you the rules for account access, DANA, OVO, GoPay, QRIS payment records, cookies, and data requests before you open your account.

Account termsDANA recordsOVO checksGoPay receiptsQRIS context
timebintang4dp Legal Terms Before You Open Account
CONTACT PATHS

Reach Us About Legal Questions

Legal questions need a traceable channel, not guesswork. We keep support routes separate by request type so your account issue, payment record, or privacy request reaches the right handler. Start from the signed-in menu when you can, because Account > Legal Center carries your account ID and reduces back-and-forth. If you cannot sign in, use WhatsApp or email and include the registered phone number you used with us.

Team online

Live Chat

Ask legal questions in Live Chat from 09:00 to 23:00 WIB after signing in. We can confirm where to find terms, explain account-name checks, and tell you what data we need for a payment dispute.

WhatsApp

Use WhatsApp when you need a written trail for eligibility, blocked access, or a DANA, OVO, GoPay, or QRIS receipt. We will ask for your account ID, registered phone, and transaction time.

Email

Send privacy or contract requests to [email protected] if you need correction, copy, or removal handling. Email is better for attachments, identity documents, and requests that need a traceable response.

DATA RIGHTS

How We Handle Your Legal Data

Your legal data sits behind account controls, not public pages. We separate payment references, login signals, cookie records, and support messages so a request can be checked without exposing more than needed.

Data scope

We collect account name, phone, login records, device signals, and payment references only for account operation, legal checks, fraud prevention, and service contact. We do not ask for card data on DANA, OVO, GoPay, or QRIS flows.

Payment records

Payment receipts are tied to your account ID, transaction time, amount, and rail name so disputes can be checked. If a QRIS scan fails, keep the receipt image and contact us before trying another request.

Cookies

Cookies help keep your session active, remember language choice, and flag unusual access. You can clear browser cookies, but we may ask you to sign in again and verify your phone before wallet actions.

Account security

Set a strong password, keep your registered phone active, and use the Account > Security path to update credentials. If access changes suddenly, we may pause wallet actions until identity checks are complete.

Retention

Legal, tax, payment, and dispute records are kept only as long as needed for operational or legal reasons. When retention no longer applies, we remove or anonymise data from active account systems.

Change requests

Use Account > Legal Center > Data Request to ask for correction, access, or removal handling. We check identity first, then reply through email or WhatsApp so the request remains tied to your account.

Legal Questions You May Ask First

These answers focus on legal handling around your account, payments, data, and access. They do not replace local legal advice, and they do not change the terms you accept when opening an account. If your case involves a payment receipt, blocked login, or data change, contact us with your account ID so we can check the record tied to you.

Access depends on local law and is available only where local law permits. We do not override regional rules; if your location or account details raise a legal concern, we may limit access while we check.

When you open an account, we record your name, registered phone, login events, device signals, and payment references. We use those details for account control, fraud checks, legal records, and responding to your requests.

Yes. Use Account > Legal Center > Data Request or email [email protected]. We verify your identity first, then handle correction, access, or removal requests according to applicable legal duties.

Receipts from DANA, OVO, GoPay, and QRIS are linked to your account ID and transaction time. We use them to confirm wallet history, handle disputes, and meet record duties where applicable.

We may ask for phone confirmation, receipt images, or identity matching when account access, location, or payment records look inconsistent. These checks protect the legal record tied to your account and wallet actions.

Cookies support login sessions, language settings, and security signals. You can clear them in your browser settings, but some account actions may require a fresh sign-in or phone check after cookies are removed.

Our support team receives the request, then routes legal or privacy matters to the correct internal handler. Live Chat runs 09:00 to 23:00 WIB; email is used for documents and formal replies.